Tuesday, January 17, 2012

Can I live in KL/Lembah Klang with a total income of RM2500?

Can you survive staying in KL with an income of RM2500 and still save enough money for emergency?

Lets calculate:
Assuming:
1) you're single not married can be either in a relationship or forever alone
2) graduated with a degree. 3year course with PTPTN RM21000
3) Anak yg xlupa diri
4) not a smoker. If smoker, assume casual smoker = deduct  RM150 to the total sum
5) xsedudukan ( if you're in a relationship)
6) Rent only

WOW RM1000!


Income RM 2500

Tax= RM0 (RM2500)
Thank God!



Income tax



EPF

EPF / KWSP = RM275 ( RM2225)
Doesnt matter. This money if for your retirement.

PTPTN= RM150 (1575)
 every month for 11.6 years. I super hate those who recklessly spend their PTPTN loan during their university life. It's a LOAN !! PINJAMAN!  

Insurans= RM150
Fuck this shit. Most Meleis dont have insurans. They have super power and fueled by tenaga batin.

ASB Loan/ ASB Saving =RM100
Fuck this shit. Im still young and I dont need this.

Wedding plan= RM100
Fuck this shit! Im marrying someone rich!In KL, the minimum cost for a wedding is RM30000 and doesn't include tunang, Mas kawin & hantaran.

Credit Card = RM XXX
Fuck this shit! My pocket is always full of money!!

Sewa umah/ sewa bilik + Electricity+ Internet+ water + topup hp =RM500(RM1725)
hoho.. average room rent is around rm300. For the whole flat rent round RM600. Apartment 3room RM800. Double storey house RM 1200

Car+Oil+Tol+ Car Park= RM500 (875)
Assuming you're owning a brand new viva or saga.

Parents = RM200 (1375)
Why not? they are already old. It is time for us to pay back what they have sacrifice for us.

Food & Groceries= RM310 (565)
RM5 for lunch every working day= 22*5 = 110 xkan nak puase tiap ari
breakfast/home cook/dine out/keropok/junk food/ = 200.. need KFC, McD

Optional: Leisure = RM200 (365)
LoL why not? It's your own money. You deserve to enjoy it. buy some clothes, shoes, blanje awek.
Average shoe price: RM50
Average shirt/blouse: RM50
Average money spend on gaming: RM100(ori), Pirate: Rm5
Average movie ticket: RM10
Average monthly payment for smartphone at Maxis/Celcom/Digi center : RM50
Average spend on makeup/toiletries : RM50
Average cost needed for every outing : RM50
Average time to hangout with friends: once a week.. 4time a month. For lover: 8times a month

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At the end of the month, you have RM365 to save! So it is possible to live in KL/ Lembah Klang with a total income of RM2500.
Congrats! :D


2 comments:

shogunn_general said...

lol ko dah duduk umah sewa ke skang? lets prove your hypothesis! :D

YuNaKu3 said...

no thx! watpe membazir duit when you can stay & eat free at home?
save up to RM1k++ per month wor!

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